• Are you a fiduciary?

    YES! The duty of a fiduciary financial advisor is to hold their clients’ trust by making decisions in their clients’ best interests. The importance of fiduciary duty lies in the confidence it provides clients, so they don’t have to second-guess the motive for the advice they’re given.

  • Do you get paid commissions?

    We are what’s known as a hybrid advisor so we can be compensated on a commission or a fee for service basis. Typically, our clients pay a fee for service which means there are no commissions. However, in certain circumstances that may not be an ideal solution, and in those cases, we charge commissions—with disclosure of the compensation structure.

  • Do your clients have online access to their account information?

    Yes, we have an online tool and a phone application to provide you with access to your accounts, account statements and tax records. Plus, you will receive regular statements in the mail or by email if you prefer.

  • Do you have a minimum account size?

    No, regardless of the size of your account, we recognize that the dollars you invest are important to you and your future. We have built our team to help you regardless of where you are on your financial journey.

  • What is your service model?

    We have a variety of service models depending on your unique situation. We adapt our approach based on life-cycle planning, current situation, future goals and data-driven insights to build a long-term relationship that goes beyond simple transactions.

  • Are you independent?

    YES! As an Independent Financial Advisor, we are not tied to the proprietary products of one firm. This means you have access to a broader variety of products chosen for your benefit.

  • Doesn’t the idea of earning a commission conflict with being a fiduciary?

    It doesn’t have to. As a hybrid advisor we have are compensated on a fee for service or on a commission basis. We adapt the method based on the investor’s best interests. Think of a client who wants to own CDs; charging a fee on CDs would not be in the client’s best interest.

  • Do you give tax advice?

    While we are not authorized to give our clients tax advice, we are always conscious of the tax implications of the decisions we make and the advice we provide for our clients. Additionally, we work with tax professionals who can provide our clients with specific advice for their unique circumstances.

  • What is your investment philosophy?

    Long-term planning is the core of our investment philosophy. Your goals and your comfort level are used to develop consistent investment practices that place discipline over emotion, help guiard against a variety of risks, and help you pursue your financial goals.

  • What are your qualifications and experience?

    Eric Wilby has received the AIF designation as an accredited investment fiduciary. His personal experience ranges from working at the large corporate investment firm of Merrill Lynch to working at a small family-owned practice to now managing his own firm—where his team has a combined experience of well over 100 years in the industry.